Chapter 6: The Money Will Definitely Be Recovered!
After spending the whole day dealing with online loans, although I searched through ten different loan apps, it turned out that most of them were operated by the same company!
That company was from Dongshan:
Wealth at Your Fingertips Financial Limited.
At this very moment, on the 13th floor of an office building in Dongshan City.
It was already evening, yet the entire floor was brightly lit, bustling with busy employees.
In the manager’s office.
Manager Wang sat with one leg crossed over the other, his sharp, pointed face beaming with a radiant smile.
Beside him, a tall secretary in professional attire reported,
“Manager, our company’s six loan apps have disbursed over ten million yuan today alone! That used to be our annual performance!”
“Excellent, excellent! Today is truly a stroke of great fortune!” Manager Wang’s grin stretched from ear to ear.
Times were different now; the public had grown more cautious. The high-interest loan business was becoming increasingly difficult. Day by day, things were getting worse, so today's sudden surge was an unexpected delight!
From morning till now, almost every minute someone was registering on their apps, seeking loans!
The interest rates ranged from 40% to 60%!
If someone borrowed 100,000 yuan, they’d earn between 40,000 to 60,000 yuan, plus a 10% handling fee!
Manager Wang’s smile never faded from dawn till dusk!
With such a massive turnover, his commission alone would be astronomical! Not to mention the prospect of a promotion!
These people truly were his lucky stars!
The secretary, however, adjusted her glasses and expressed concern,
“Manager, all these borrowers are from the same location. What if they refuse to repay...”
Hearing this, Manager Wang glanced at her confidently,
“Refuse? Do you think the gang our boss employs is just for show?”
“Those men are ruthless killers. They’d do anything. If these borrowers dare to default, the gang will personally visit and ‘explain’ the situation to them!”
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The secretary thought about it and agreed.
The addresses provided were all rural areas, inhabited by simple, honest villagers. When dozens of tattooed thugs show up to intimidate them, they’d surely pay up without resistance.
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“Inform the boss,” Manager Wang said, then reconsidered and added, “No, I’ll deliver this good news myself—to give the boss a surprise!”
Qingfeng Moonlight City.
This was Dongshan’s premier luxury villa district.
Outside one such villa, Manager Wang entered, where a middle-aged man had been waiting for some time.
“Boss, I have great news for you!” Manager Wang couldn’t contain his excitement the moment they met.
Zhang Youqian—true to his name—wore pure gold rings on eight of his ten fingers, a massive gold necklace around his neck, and when he smiled, a mouthful of gold teeth gleamed.
“Old Wang, no need to say more. I already know!” Zhang spoke warmly.
“Today you’ve made a huge achievement. The company won’t forget your efforts!”
“This time, we’ll net at least ten million! You’ll be promoted to vice president!”
Upon hearing this, Manager Wang’s expression turned serious as he pledged loyalty,
“Boss, I live for this company, and I’ll die for it too!”
“I’ll work hard until every one of your fingers wears a pure gold ring!”
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After exchanging some pleasantries, Manager Wang’s gaze darkened with worry:
“Boss... our reserve funds are running low. If they keep borrowing like this tomorrow, we won’t have enough to lend!”
Being able to loan out tens of millions at once spoke volumes about Zhang Youqian’s company’s cash reserves.
But no matter how vast, even that couldn’t keep up with the likes of Lin Wendong and others draining it so quickly.
“Don’t worry about that!” Zhang patted his chest confidently. “Money’s not the issue. As long as they want to borrow, even if it’s hundreds of millions, I’ll find a way to provide it.”
Though Manager Wang didn’t understand where his boss got so much money, he knew such questions were none of his concern.
“Once the money’s out, we must think about getting it back!” Zhang said with a dark glint in his eyes.
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“Boss, if they refuse to repay, shall we send Brother Long over to intimidate them?” Manager Wang asked.
“Hah! Why use a sledgehammer to crack a nut?” Zhang Youqian shook his head disdainfully. “I’ve reviewed their profiles—they’re simple farmers. We just need a few thugs to scare them a bit, that’s all.”
“Wise as always, boss.”
Finally, Zhang waved him off:
“You can head back now. Remember, these people are our treasure trove. Treat them seriously!”
“I understand,” Manager Wang nodded and left the villa.
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After Manager Wang left, Zhang Youqian pulled a specialized phone from a drawer.
He dialed a number.
Once connected, he excitedly said, “Brother, I landed a big deal today!”
There was a pause on the other end before a deep, middle-aged voice responded,
“What kind of deal?”
“...” Zhang recounted everything that had happened in detail.
“Brother, think about it: we lend out 100,000 yuan, do nothing else, and reap 40,000 to 60,000 yuan in return.”
“Today alone, we disbursed over ten million. Imagine how much profit when it all comes back!”
“I’ve told you before—join me in finance. No more organ trafficking, scams, gambling… all those illegal things!”
The man on the phone hesitated, then said,
“The profit is indeed impressive, and there’s no risk. So... why are you calling me now?”
Zhang chuckled,
“The business grew too big; cash is tight. I’m not borrowing from you—think of this as a partnership buy-in! When we get the money back, we split the profits!”
“Alright! I just finished an organ deal and have a few tens of millions. But you have to guarantee repayment. Managing such a big operation isn’t easy. If you can’t produce the money when needed, my men will eat me alive! That’d be a real headache!”
Zhang quickly gave his word,
“Brother, don’t worry. If we can’t collect the debts, I’ll pull out every single gold tooth of mine!”
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